How long before receiving ssi

Many disabled people who have qualifying medical conditions are denied benefits initially and have to go through the appeals process, which extends the length of time it takes to get a decision. If you have a medically diagnosed disability and very limited income and assets, you may qualify for SSI benefits.

The Colorado social security disability attorneys at The Sawaya Law Firm are here to guide you through the process if we believe you meet the criteria. We assist people in Denver, Greeley and throughout Northeastern Colorado in applying for disability benefits. Attorney Mike Sawaya and The Sawaya Law Firm have established a proud Heritage of Justice by standing up for the rights for many disabled Coloradans in 40 years of legal practice.

Call a Colorado personal injury attorney today for a free review of your SSI claim and information about how we may help you pursue government financial assistance. We understand that you want to receive SSI benefits as soon as possible after winning the approval of disability benefits.

It always takes longer than you would wish. If you qualify for SSI, your benefits will typically start in the first full month after you receive approval. For example, if you are approved for benefits on May 1, then you will start receiving benefits on June 1. But it typically takes a couple of months for the Social Security payment processing center to start issuing checks to you.

You will be paid from the effective date of your application and will receive a lump sum check covering any back benefits owed to you. If you have been diagnosed with a disability, it is important to apply as soon as possible because the Social Security Administration will not generally pay SSI benefits for any period of time that you were disabled before you applied for benefits.

You have a right to have a lawyer represent you when applying for SSI benefits. A lawyer can help you avoid common errors that lead to unnecessary delays when applying for disability benefits.

On December 1, , New York State will upgrade security protections to our websites and applications. Access to government websites and applications will now require the use of up-to-date and secure web browsers.

View a list of supported browsers. Social Security Disability Insurance SSDI is a Federal disability income program for adults who have worked and now find themselves unable to work due to a disability. Supplemental Security Income SSI is Federal program for adults and children who meet the definition of disabled and have limited income and resources. It is designed to help aged, blind, and disabled people, who have little or no income; and it provides cash to meet basic needs for food, clothing, and shelter.

If you have already reached age 62 and met all other eligibility criteria, then you may begin collecting benefits in the same month when you apply if you specify, although your first payment still would not arrive until the following month.

Receiving Social Security at age 62 the earliest age when you can receive benefits means that you will receive a reduced payment compared with waiting for full retirement age. The amount that your monthly Social Security benefit increases for each year that you delay taking benefits past full retirement age until you reach age 70, at which point the increases stop. Applying for Social Security benefits is a fairly simple process. Applications can be submitted online, over the phone, or in person at your local Social Security office although those offices are open by appointment only.

The most convenient way to apply is through the online platform found on the Social Security Administration SSA website. The application itself takes about 10 to 30 minutes and can be saved at any point for future completion. Also, this application can be used to apply for Medicare.

It is generally recommended that you apply a few months in advance of when you would like to start receiving the checks. To ensure a quick and easy application process, it is best to have all the necessary information on hand before beginning.

This can include but is not necessarily limited to the birth and marriage dates of you and your spouse, your Social Security number, proof of citizenship, tax information, employment history, military records, and bank account information for direct deposit. Sometimes there are requests for documents, including original birth certificates, marriage licenses, and tax returns. An agent usually contacts you if any clarification or additional documentation is needed. Once you have completed your application and supplied all requested information, you are given a receipt for your records and a confirmation number that you can use to check the status of your application online after submission.

You can also follow up over the phone or in person at your local Social Security office. Depending on your situation and what documentation may be required, your application may be approved within the same month when you apply.

In addition, benefit payment schedules are now dictated by date of birth. For those with birthdays from the first to the 10th of the month, payments will be made on the second Wednesday of every month.

For those born from the 11th to the 20th, payment is made on the third Wednesday of the month. For those born from the 21st to the 31st, payments are made on the fourth Wednesday of the month. This means that if you turn 62 on Dec. It is also a good idea to make two photocopies of the check before you deposit it.

Send one copy of the check to your attorney and keep the other for your records. If you are paid too much, the Social Security Administration almost always figures it out eventually.

Then, after you have already spent all of the money, it will send you a letter demanding that you repay the overpayment. If you do not have the money to repay the full amount of the overpayment, the Social Security Administration may threaten to cut off your checks until the overpayment is recouped. Usually it will accept a more reasonable reduction of your monthly checks, but this is still a hassle and you may have trouble making ends meet during the time that your check is reduced. Under some circumstances it may be possible to get repayment of all or part of the overpayment waived; but this is not something to count on.

Usually regular monthly benefits begin the month after you receive your check for past-due benefits, although occasionally people get a check for regular monthly benefits first. Your check will be sent out to arrive on the second, third or fourth Wednesday of the month, depending on what day of the month you were born.

The check will pay benefits for the previous month. Medicare eligibility begins after you have received 24 months of Social Security disability benefits. Note that to receive Part B of Medicare which pays for doctor visits , you pay a premium that will be deducted from your Social Security disability monthly check. To find out if you are eligible for any such programs, you need to check with your county welfare department. If you have health insurance coverage already, you need to figure out how Medicare works with your health insurance.

You need to check with your health insurance company when you get your Medicare card. In a very small number of cases the Appeals Council in Falls Church, Virginia, will decide on its own to take away benefits awarded by the decision of the administrative law judge.

In an extremely small number of cases the Appeals Council will reverse a decision after the 60 days have run. This is rare, so it is unlikely that the Appeals Council will do this in your case; but if it happens you will have to work out with your attorney how to deal with it.

In addition to the fee, attorneys ask you to pay them back for the cost of medical records or reports, and other things that they paid to get in your case. The Social Security Administration will not pay for these things nor will it send your attorney any money for such expenses out of your funds. Probably not, but this depends on the amount of your total income.

The IRS has an odd way of figuring out total income for this rule. The IRS uses adjusted gross income as reported on Form , plus one-half of the total Social Security benefits received for the year, plus non-taxable interest.

If you fall into the group of people who may be taxed on Social Security disability benefits only because you received a large check for past-due benefits during the year, you still may not have to pay tax on your Social Security benefits.

Th e IRS has set up a way to recalculate your back benefits and consider them received in the year you should have gotten them rather than in the current year. Ask the IRS for a copy of Publication If you have to repay a long term disability insurance carrier because of receipt of Social Security disability benefits you may get special tax relief.